GSS Life Insurance Calculator™Know Your Number. Protect Your Future.

Free tools hub

Every tool here is free, requires no account, and works offline once you've installed the app.

Life Insurance Calculator

The full layered protection estimate.

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Income Replacement Calculator

How many years of household income to replace.

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Mortgage Protection Calculator

Keep the family in the house.

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Debt Protection Calculator

Clear the balance sheet for your family.

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Final Expense Estimator

Plan for funeral and final costs.

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Term vs Permanent Education Tool

Side-by-side neutral comparison.

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IUL Education Center

How indexed universal life actually works.

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Family Protection Score

Your 0 to 100 protection snapshot.

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Checklists

1099 / Self-Employed Protection Checklist

  • No employer group life, is coverage fully portable?
  • How many months of business income would your family need?
  • Are business debts personally guaranteed?
  • Do you have a disability income plan alongside life coverage?
  • Is retirement savings on track without an employer match?
  • Are beneficiaries current on every policy and account?

Business Owner Protection Checklist

  • Who continues the business if an owner passes away?
  • Is there a written buy-sell agreement, and is it funded?
  • Who are the key people the business could not quickly replace?
  • Are loans or lines of credit personally guaranteed?
  • Is personal family protection separate from business coverage?

Beneficiary Checklist

  • Primary and contingent beneficiaries named on every policy
  • Names, dates of birth and contact info accurate
  • Reviewed after marriage, divorce, birth or death
  • Consider how minors would receive proceeds
  • Employer coverage beneficiaries reviewed too

Life Insurance Review Checklist

  • Total coverage in force vs. your estimated need
  • When any term coverage expires
  • Whether employer coverage would survive a job change
  • Riders you have and riders you don't
  • Premium affordability today and in five years
  • Whether your goals changed since you bought the policy

Scan. Calculate. Protect.

Put the calculator on business cards, flyers, YouTube descriptions, seminar slides and partner materials. Append a UTM tag to any link and the app records the campaign automatically.

https://your-domain.com/?utm_source=qr&utm_medium=business-card&utm_campaign=fall
https://your-domain.com/?utm_source=youtube&utm_medium=video&utm_campaign=how-much
https://your-domain.com/?ref=realtor-partner-name
Create a partner referral link